| 1. |
Give impartial, independent advice |
| 2. |
Act on your behalf at all times, not on the behalf of any other product or service provider. I am your adviser and must always put you first |
| 3. |
Be honest and transparent in my dealings with you |
| 4. |
Supply you with written Terms of Business before engaging in any advice for you |
| 5. |
Provide for you, in writing, a report or letter explaining my reasons for any recommendations |
| 6. |
Be qualified as an experienced financial planner, which means I have passed (as a minimum) the Chartered Insurance Institute's full Financial Planning Certificate examinations |
| 7. |
Be deemed financially Fit and Proper to conduct investment business |
| 8. |
Be subject to ongoing examination of my Fit and Proper status |
| 9. |
Seek to increase my own knowledge and professionalism by undertaking Continuous Professional Development |
| 10. |
Be part of a larger organisation of similar professionals and product specialists ensuring that their clients have access at all times to up to date information, products and services |
| 11. |
Have access to leading technology to assist in the research and administration on behalf of clients |
| 12. |
Provide you with access to the positivesolutions organisation and any data held by the organisation on your behalf |
